Dear Adviser,

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Congratulations on your achievement!

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In honor of your success, we are pleased to extend this invitation to our second annual Emerging Adviser Trip, May 14-18, 2025, at the Hyatt Regency Huntington Beach Resort and Spa. Join us and experience the laid back lifestyle of Southern California.

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On the following pages, you will find more information about the trip as well as a registration form that we request you complete by Friday, January 10.

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Thank you so much for your support.

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We are looking forward to this time together!

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~Brent Owens and the cfd Investments family